Stability &
Control
Greater control of your insurance
budget through premium
stabilization
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Committed To Helping
You Achieve Your
Insurance Goals
Each captive owner appoints a Director of the Company allowing for maximum input into insurance company operations
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Control Your
Insurance Destiny
Net investment income from each owner’s distinct loss fund and potential profits can accrue to that owner’s bottom line
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Distinguishing Captives

The following table describes the distinctions between the standard insurance market and captive insurance.

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History & Mission

Navigator Casualty, Ltd. (Navigator) was created from the need of businesses to obtain insurance coverage at more affordable costs. The founders of the Company perceived that the commercial insurance industry was not responsive to this basic commercial necessity.

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Responsibilities

The Company is licensed and managed in the Cayman Islands to reinsure risks from the issuing insurance company, which is licensed and provides coverage in the United States. The types of coverage reinsured by Navigator are Workers’ Compensation, Automobile, and General Liability.

Every shareholder, regardless of premium size, has one vote. A simple majority governs. The Company generally follows a four- to five-year accounting cycle. Each year stands alone and will be closed as determined by the Board of Directors.

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Questions?